Right to Buy
The Right to Buy scheme allows most council tenants to buy their home at a discount.
The Preserved Right to Buy scheme is available to some of our tenants who held secure tenancies on a home with Chelmsford Borough Council, which were then transferred to us on 11 March 2002.
If you have continuously remained our tenant since 11 March 2002, you may be eligible to exercise a Preserved Right to Buy. If you are eligible you will receive a discount off the market value, depending on your length of tenancy, up to a maximum of £80,900.
For example, if you live in a three-bedroom house in Chelmsford valued at £350,000 and you qualify to receive the maximum discount of £82,900 you would pay £269,100 for your home.
If your tenancy with us started after 11 March 2002 you probably won’t qualify for the Right to Buy your home, but you may be eligible to buy it through the Right to Acquire scheme.
You can apply to buy your home under the Preserved Right to Buy if:
- You were a secure tenant of Chelmsford Borough Council whose home was then transferred to us in 2002;
- You have had a continuous assured tenancy with us since your home was transferred to us;
- It’s your only or main home;
Your home is not eligible for Right to Buy if:
- We do not own the freehold of your home and our lease on a flat is less than 50 years in term;
- It is particularly suitable for elderly or disabled people including those where support is provided;
- It is being provided as temporary accommodation;
- It is due to be demolished within 24 months.
We strongly recommend that you read all the information available to you to help you decide whether you would like to buy your home. On the right-hand side of this page you can find links to useful information that you should read. You may also find our frequently asked questions at the bottom of this page helpful.
The government also has a Right to Buy Agent service, which offers free, impartial, advice and can help you through the process of buying your home. Right to Buy advisors are available from Monday - Friday 9am to 6pm. You can call them on 0300 123 0913 or chat with them online.
As you are responsible for financing the purchase of your own home, it is a good idea to seek advice from a financial advisor. For free, impartial, advice about money, please contact the Money Advice Service on 0800 138 7777.
If, once you’ve read through all the information and got the relevant advice, you decide you would like to buy your home through the Right to Buy scheme, please contact us, using the form below, so we can help you with the application process.
Can I share my Right to Buy with anyone else?
You can share the Right to Buy with up to three family members who have lived with you for at least the past 12 months (even if they don’t share your tenancy). Qualifying family members include a parent, grandparent, child, grandchild, brother, sister, uncle, aunt, nephew or niece.
If you are sharing your Right to Buy with a spouse, civil partner or partner they must be living with you, and if your partner is not your spouse or civil partner they must have been living with you for at least 12 months.
Family members can give you the money to buy your home but the purchase will be in your name (the tenant) only. Family members who are giving you the money, but do not live with you, will not be included in any of the Right to Buy documentation. You will also need to be able to prove to your solicitor that the money has come to you legally.
Please be cautious if someone you do not know contacts you regarding buying your home or offers you money to buy it. They may be trying to persuade you to do something that benefits them rather than you. If this happens we strongly recommend that you seek legal advice.
- Right to Buy