Right to Buy

The Right to Buy scheme allows most council tenants to buy their home at a discount.

The Preserved Right to Buy scheme is available to some of our tenants who held secure tenancies on a home with Chelmsford Borough Council, which were then transferred to us on 11 March 2002.

Right to Buy graphicIf you have continuously remained our tenant since 11 March 2002, you may be eligible to exercise a Preserved Right to Buy. If you are eligible you will receive a discount off the market value, depending on your length of tenancy, up to a maximum of £80,900.

For example, if you live in a three-bedroom house in Chelmsford valued at £350,000 and you qualify to receive the maximum discount of £82,900 you would pay £269,100 for your home.

If your tenancy with us started after 11 March 2002 you probably won’t qualify for the Right to Buy your home, but you may be eligible to buy it through the Right to Acquire scheme.

You can apply to buy your home under the Preserved Right to Buy if:

  • You were a secure tenant of Chelmsford Borough Council whose home was then transferred to us in 2002;
  • You have had a continuous assured tenancy with us since your home was transferred to us;
  • It’s your only or main home;

Your home is not eligible for Right to Buy if:

  • We do not own the freehold of your home and our lease on a flat is less than 50 years in term;
  • It is particularly suitable for elderly or disabled people including those where support is provided;
  • It is being provided as temporary accommodation;
  • It is due to be demolished within 24 months.

We strongly recommend that you read all the information available to you to help you decide whether you would like to buy your home. On the right-hand side of this page you can find links to useful information that you should read. You may also find our frequently asked questions at the bottom of this page helpful.

The government’s Right to Buy website contains lots of useful information, including a handy affordability calculator.

The government also has a Right to Buy Agent service, which offers free, impartial, advice and can help you through the process of buying your home. Right to Buy advisors are available from Monday - Friday 9am to 6pm. You can call them on 0300 123 0913 or chat with them online.

As you are responsible for financing the purchase of your own home, it is a good idea to seek advice from a financial advisor. For free, impartial, advice about money, please contact the Money Advice Service on 0800 138 7777.

If, once you’ve read through all the information and got the relevant advice, you decide you would like to buy your home through the Right to Buy scheme, please contact us, using the form below, so we can help you with the application process.

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Why might you deny my Right to Buy application?

Your Right to Buy may be denied if:

  • You weren’t a continuous assured tenant with Chelmsford Borough Council before homes were transferred to us on 11th March 2002;
  • Someone other than the named tenant has applied;
  • A joint tenant hasn’t given their consent for the other tenant to buy without them;
  • We’re unable to verify your, or other applicant’s, identity;
  • The property isn’t your main home;
  • We do not hold enough interest in the property i.e. a lease for less than 50 years for a flat or less than 35 years for a house;
  • There’s a court order for possession of your home against you or someone at your home;
  • The court has suspended your Right to Buy because of antisocial behaviour;
  • You are ‘un-discharged bankrupt’;
  • You are being declared bankrupt;
  • You have made a voluntary arrangement with creditors i.e. an individual or company voluntary arrangement;
  • We plan to demolish your home and you’ve been served a Demolition Order.
  1. Right to Buy