b'Sustainable Finance Framework 20221.3 Our Environmental Sustainability StrategyWe launched our Environmental Sustainability Strategy inWell ensure that the social value we create in our 2020, outlining our actions for the next three years. This firstcommunities is aligned with a wider consciousness of how phase is followed by a longer thirtyyear journey beyond 2050. our decisions impact the environment.Our Environmental Sustainability Strategy comes from anWell transform the lives of our customers today without awareness that all sections of society must act in the fightcompromising our ability to transform the lives of our against climate change. We believe that the housing sectorcustomers in the future.has an integral role in the UK reaching netzero carbon emissions by 2050. Well do this by ensuring that we facilitate: There is an increasing array of legal guidelines regarding1. Sustainable homes.the environmental performance that housing associations are required to meet. But we dont want to simply stop at2. Sustainable communities.fulfilling our legal requirementswe want to inspire further3. Sustainable corporate practices.environmental action, locally and nationally.These deliverables will be achieved through our objectives of: Carbon zero by 2050We want to achieve net zero carbon emissions by 2050 and be accountable for the impactof our activities. We aim to reduce our carbon footprint five percent10 percent annually.Elimination of unnecessary waste by 2022Reducing, recycling, and reusing resources as much as we possibly can.Supporting sustainable communities and workplaceEnabling and encouraging communities and employees to adopt positive environmental behaviours that also promote happier and healthier lives.IncreasingtheefficiencyofourhomesWe want to take a proactive approach in ensuring our existing homes are as futureproof and environmentally sustainable as possible and are not causing detriment to the livelihoods and finances of our customers.8'